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This is a personal blog. Any views or opinions represented in this blog are personal and belong solely to the blog owner and do not represent those of people, institutions or organizations that the owner may or may not be associated with in professional or personal capacity, unless explicitly stated. You can find our full disclaimer here.

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All content provided on this blog is for informational purposes only, and does not constitute legal advice and should not be treated as such. The owner of this blog makes no representations as to the accuracy or completeness of any information on this site or found by following any link on this site. and is not liable or responsible for any damages resulting from or related to use of this information. The owner will not be liable for any errors or omissions in this information nor for the availability of this information. The owner will not be liable for any losses, injuries, or damages from the display or use of this information.

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Some of the links in this blog are affiliate links. If you go through them to make a purchase I may earn a commission. If I use affiliate links to certain products or companies it is only because of their quality and not because of the commission I receive from your purchases. The decision to purchase is yours, and whether or not you decide to buy something is completely up to you. Either way, I stand behind these products 100%. Part of living a frugal lifestyle includes saving money and earning extra income whenever possible. Having affiliate links allows us to do that with products we know and love. 

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